Notify Your Insurance Company Immediately
Contact your insurance provider as soon as possible, ideally within 24 hours. Most insurers have 24/7 claim hotlines or mobile apps.
Provide:
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Policy number
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Accident details (date, location, type of accident)
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Contact information for other drivers involved
Early notification is essential — delays can affect claim approval.
Understand Your Coverage
Before filing, review your policy to know what’s covered:
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Own damage or collision coverage: Repairs to your car.
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Third-party liability: Damage or injury caused to another person or vehicle.
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Comprehensive coverage: Includes theft, fire, natural disasters, and vandalism.
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Personal accident or medical cover: Medical expenses for injuries sustained in the accident.
Knowing your coverage helps you set realistic expectations for reimbursement and avoids surprises.
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